General Disclaimer:
These materials are provided "as is" and for information purposes only. The Hartford makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical  mistakes. The Hartford disclaims all warranties, express or implied, including, but not  limited to, implied warranties of merchantability or fitness for a particular purpose or  non-infringement of others' rights. These materials provide general information, and  should not be construed as specific financial, tax, legal or accounting advice.  You  should consult a qualified advisor for individual guidance in these matters.  The Hartford shall not be liable for any direct, indirect, special, consequential, incidental, punitive or exemplary damages in connection with the use by you or anyone of the information provided here or for link to or use of any web site referenced herein.

Links Disclaimer:
The Internet addresses of other companies' web sites are provided above for users' convenience only.  The Hartford Financial Services Group Inc. and its affiliated companies (collectively, "The Hartford") do not control or review the listed sites or any content appearing on the sites nor does the provision of any address imply an endorsement or association of non-Hartford websites. The Hartford is not responsible for, makes no representation or warranty regarding, and does not endorse, certify, approve or warrant  the quality, reliability or performance of any goods or services associated with, used in, marketed through, made available through or provided through the listed sites, or the  contents, completeness, accuracy or security of any materials on such sites. If you decide to access such non-Hartford sites, you do so at your own risk and Hartford shall not be liable for any damages, losses or liabilities of any kind or nature related to or arising out of any content on the listed site.

The Hartford is a registered trademark of the Hartford Fire Insurance Company.

You may copy this web site only for non-commercial, personal use.  You may not otherwise copy, sell, or distribute or modify the contents of this web site for any commercial purpose without prior written consent of The Hartford.